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Your loan repayments are likely your largest regular payments, so it makes sense to review them every 2 to 3 years to stay competitive in the market. Complacency can cost you tens of thousands of dollars—instead of paying extra interest, you could be paying off your loan years earlier.
Lenders often gradually increase your interest rate, so it’s wise to regularly review what is available in the marketplace.
There are several reasons why you might want to refinance your loan:
If you would like to discuss your situation with a lending professional and receive guidance on what is important,